Ready for change: building resilient communities

DUC and Johnson Insurance are taking steps to protect Canadians from the unexpected

May 02, 2019

DUC research scientist Pascal Badiou wades into a Prairie marsh to collect a sediment core that will be sent to a lab for analysis. His research is helping DUC better understand the importance of wetlands and their role in offsetting the impacts of climate change.

Meanwhile, Johnson Insurance* service specialist “Mary” is on the phone, reassuring a distressed homeowner whose basement is full of water after a sudden torrential rainstorm. Mary’s helping the client understand their insurance policy and their coverage.

On the surface, the work of a wetland scientist and an insurance representative couldn’t be more different. But DUC and Johnson Insurance don’t see it that way.

Mitigating extreme weather risks

Floods. Fires. Drought. Weather-related events are becoming more frequent and more intense. People have lost their homes and their livelihoods. Entire neighbourhoods—and landscapes—have been flooded or scorched.

Flooding is the costliest and fastest growing extreme weather risk. According to the Insurance Bureau of Canada, the 2017 spring floods in Quebec and eastern Ontario resulted in more than $223 million in insured damage.

The good news is that research shows wetlands are among the most powerful systems available to mitigate disasters like floods.

A partnership that aims to protect the things we care about most

By joining forces in a new affinity partnership, DUC and Johnson Insurance are helping Canadians weather the uncertainties of climate change by protecting the things we all care about: our homes, our families, our communities…and the natural spaces and wildlife we love.

The two companies provide proactive, thoughtful solutions that deal with the changes happening around us while fostering resilient people and communities.

“Both DUC and Johnson Insurance have been part of Canadians’ lives for 80 years and 130-plus years respectively,” says DUC CEO Karla Guyn. “We both work on the landscape as trusted, experienced partners in our fields. Together, we’ve got Canadians covered.”

Communities, governments and partners rely on DUC’s wetlands expertise to guide their decisions affecting our environment. DUC is emerging as a preferred wetland restoration agent. DUC also provides solutions such as constructing green infrastructure in cities.

Thousands of Canadians rely on Johnson Insurance for their insurance products and advice on insurance topics like flood damage and prevention. Company representatives were among the first to respond to the needs of customers affected by the 2013 Calgary flood and again in 2016 at Fort McMurray when that community was tested to its limits by wildfires.

“We believe in making life better for people and partnering with those who do the same,” says Darren Desmarais, sales consultant, Johnson Insurance “Like DUC, we look to the future and help people get prepared.”

Striving for a sustainable future

So when Pascal uncovers yet more evidence that shows wetlands are on the frontlines of defence against climate change, and Mary advises clients on choosing the best home insurance coverage for their needs, it’s not just all in a day’s work. They’re helping people cope with changes ahead and providing a sustainable future for communities across the country.

They’re helping change the climate around climate change.

* Johnson Insurance is a tradename of Johnson Inc., a licensed insurance intermediary, and operates as Johnson Insurance Services in BC and Johnson Inc. in MB. Home and auto policies underwritten, and claims handled, by Royal & Sun Alliance Insurance Company of Canada (“RSA”) in Quebec and primarily underwritten, and claims handled, by Unifund Assurance Company (“Unifund”) in the rest of Canada. Described coverage and benefits applicable only to policies underwritten by Unifund or RSA. Auto insurance not available in BC, SK or MB. Home and auto insurance not available in NU. Johnson, RSA and Unifund share common ownership. Eligibility requirements, limitations, exclusions or additional costs may apply, and/or may vary by province or territory.