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RRSP or RRIF

A future gift of a registered retirement savings plan (RRSP) or income fund (RRIF) can be made without sacrificing your retirement lifestyle.

Is a RRSP or RRIF gift right for me?

A RRSP or RRIF gift is a great way to reduce taxation on any remaining assets in your funds.

What are the tax savings?

In your estate all of the assets in your RRSP or RRIF will be taxed as income on your final tax return. This can result in the loss of nearly half of these assets to taxation. By giving a portion of the remaining assets in your RRSP or RRIF to us, you can eliminate most or all of these taxes that your estate would have to pay.